> This page is for version v2024-05-25 (default). > For other versions, use one of these documentation indexes: > - v2024-05-25 (default): https://docs.monite.com/v-2024-05-25/llms.txt > - v2024-01-31: https://docs.monite.com/v2024-01-31/llms.txt > - v2023-09-01: https://docs.monite.com/v2023-09-01/llms.txt > For clean Markdown of any page, append .md to the page URL. > For a complete documentation index, see https://docs.monite.com/llms.txt. > For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.monite.com/_mcp/server. # Merchant Category Codes (MCC) ## Overview A **merchant category code** (MCC) is a four-digit number used to classify a business based on the types of goods and services it provides. The MCC is assigned to a business by the acquiring bank or a card network when the business initially begins cards as a form of payment. Entities that use Monite payment rails must provide their MCC during [payments onboarding](./onboarding/index). The MCC can be specified in the `business_profile.mcc` field in a [`PATCH /entities/{entity_id}/onboarding_data`](/api/entity-onboarding-data/patch-entities-id-onboarding-data) request. ## MCC list MCC ranges as defined by ISO 18245:2023 are: * 0001⁠–1499: Agricultural services * 1500⁠–2999: Contracted services * 4000⁠–4799: Transportation services * 4800⁠–4999: Utility services * 5000⁠–5599: Retail outlet services * 5600⁠–5699: Clothing shops * 5700⁠–7299: Miscellaneous shops * 7300⁠–7999: Business services * 8000⁠–8999: Professional services and membership organisations * 9000⁠–9999: Government services The following merchant codes can be used by entities in Monite: | Category | MCC | | ------------------------------------------------------------------------------------------------------------------------ | ---- | | A/C, Refrigeration Repair | 7623 | | Accounting/Bookkeeping Services | 8931 | | Advertising Services | 7311 | | Agricultural Cooperative | 0763 | | Airlines, Air Carriers | 4511 | | Airports, Flying Fields | 4582 | | Ambulance Services | 4119 | | Amusement Parks/Carnivals | 7996 | | Antique Reproductions | 5937 | | Antique Shops | 5932 | | Aquariums | 7998 | | Architectural/Surveying Services | 8911 | | Art Dealers and Galleries | 5971 | | Artists Supply and Craft Shops | 5970 | | Auto Body Repair Shops | 7531 | | Auto Paint Shops | 7535 | | Auto Service Shops | 7538 | | Auto and Home Supply Stores | 5531 | | Automated Cash Disburse | 6011 | | Automated Fuel Dispensers | 5542 | | Automobile Associations | 8675 | | Automotive Parts and Accessories Stores | 5533 | | Automotive Tire Stores | 5532 | | Bail and Bond Payments (payment to the surety for the bond, not the actual bond paid to the government agency) | 9223 | | Bakeries | 5462 | | Bands, Orchestras | 7929 | | Barber and Beauty Shops | 7230 | | Betting/Casino Gambling | 7995 | | Bicycle Shops | 5940 | | Billiard/Pool Establishments | 7932 | | Boat Dealers | 5551 | | Boat Rentals and Leases | 4457 | | Book Stores | 5942 | | Books, Periodicals, and Newspapers | 5192 | | Bowling Alleys | 7933 | | Bus Lines | 4131 | | Business/Secretarial Schools | 8244 | | Buying/Shopping Services | 7278 | | Cable, Satellite, and Other Pay Television and Radio | 4899 | | Camera and Photographic Supply Stores | 5946 | | Candy, Nut, and Confectionery Stores | 5441 | | Car Rental Agencies | 7512 | | Car Washes | 7542 | | Car and Truck Dealers (New & Used) Sales, Service, Repairs Parts and Leasing | 5511 | | Car and Truck Dealers (Used Only) Sales, Service, Repairs Parts and Leasing | 5521 | | Carpentry Services | 1750 | | Carpet/Upholstery Cleaning | 7217 | | Caterers | 5811 | | Charitable and Social Service Organizations - Fundraising | 8398 | | Chemicals and Allied Products (Not Elsewhere Classified) | 5169 | | Child Care Services | 8351 | | Childrens and Infants Wear Stores | 5641 | | Chiropodists, Podiatrists | 8049 | | Chiropractors | 8041 | | Cigar Stores and Stands | 5993 | | Civic, Social, Fraternal Associations | 8641 | | Cleaning and Maintenance | 7349 | | Clothing Rental | 7296 | | Colleges, Universities | 8220 | | Commercial Equipment (Not Elsewhere Classified) | 5046 | | Commercial Footwear | 5139 | | Commercial Photography, Art and Graphics | 7333 | | Commuter Transport, Ferries | 4111 | | Computer Network Services | 4816 | | Computer Programming | 7372 | | Computer Repair | 7379 | | Computer Software Stores | 5734 | | Computers, Peripherals, and Software | 5045 | | Concrete Work Services | 1771 | | Construction Materials (Not Elsewhere Classified) | 5039 | | Consulting, Public Relations | 7392 | | Correspondence Schools | 8241 | | Cosmetic Stores | 5977 | | Counseling Services | 7277 | | Country Clubs | 7997 | | Courier Services | 4215 | | Court Costs, Including Alimony and Child Support - Courts of Law | 9211 | | Credit Reporting Agencies | 7321 | | Cruise Lines | 4411 | | Dairy Products Stores | 5451 | | Dance Hall, Studios, Schools | 7911 | | Dating/Escort Services | 7273 | | Dentists, Orthodontists | 8021 | | Department Stores | 5311 | | Detective Agencies | 7393 | | Digital Goods Media – Books, Movies, Music | 5815 | | Digital Goods – Applications (Excludes Games) | 5817 | | Digital Goods – Games | 5816 | | Digital Goods – Large Digital Goods Merchant | 5818 | | Direct Marketing - Catalog Merchant | 5964 | | Direct Marketing - Combination Catalog and Retail Merchant | 5965 | | Direct Marketing - Inbound Telemarketing | 5967 | | Direct Marketing - Insurance Services | 5960 | | Direct Marketing - Other | 5969 | | Direct Marketing - Outbound Telemarketing | 5966 | | Direct Marketing - Subscription | 5968 | | Direct Marketing - Travel | 5962 | | Discount Stores | 5310 | | Doctors | 8011 | | Door-To-Door Sales | 5963 | | Drapery, Window Covering, and Upholstery Stores | 5714 | | Drinking Places | 5813 | | Drug Stores and Pharmacies | 5912 | | Drugs, Drug Proprietaries, and Druggist Sundries | 5122 | | Dry Cleaners | 7216 | | Durable Goods (Not Elsewhere Classified) | 5099 | | Duty Free Stores | 5309 | | Eating Places, Restaurants | 5812 | | Educational Services | 8299 | | Electric Razor Stores | 5997 | | Electric Vehicle Charging | 5552 | | Electrical Parts and Equipment | 5065 | | Electrical Services | 1731 | | Electronics Repair Shops | 7622 | | Electronics Stores | 5732 | | Elementary, Secondary Schools | 8211 | | Emergency Services (GCAS) (Visa use only) | 9702 | | Employment/Temp Agencies | 7361 | | Equipment Rental | 7394 | | Exterminating Services | 7342 | | Family Clothing Stores | 5651 | | Fast Food Restaurants | 5814 | | Financial Institutions | 6012 | | Fines - Government Administrative Entities | 9222 | | Fireplace, Fireplace Screens, and Accessories Stores | 5718 | | Floor Covering Stores | 5713 | | Florists | 5992 | | Florists Supplies, Nursery Stock, and Flowers | 5193 | | Freezer and Locker Meat Provisioners | 5422 | | Fuel Dealers (Non Automotive) | 5983 | | Funeral Services, Crematories | 7261 | | Furniture Repair, Refinishing | 7641 | | Furniture, Home Furnishings, and Equipment Stores, Except Appliances | 5712 | | Furriers and Fur Shops | 5681 | | General Services | 1520 | | Gift, Card, Novelty, and Souvenir Shops | 5947 | | Glass, Paint, and Wallpaper Stores | 5231 | | Glassware, Crystal Stores | 5950 | | Golf Courses - Public | 7992 | | Government Licensed On-line Casinos (On-Line Gambling) (US Region only) | 7801 | | Government Services (Not Elsewhere Classified) | 9399 | | Government-Licensed Horse/Dog Racing (US Region only) | 7802 | | Government-Owned Lotteries (Non-US region) | 9406 | | Government-Owned Lotteries (US Region only) | 7800 | | Grocery Stores, Supermarkets | 5411 | | Hardware Stores | 5251 | | Hardware, Equipment, and Supplies | 5072 | | Health and Beauty Spas | 7298 | | Hearing Aids Sales and Supplies | 5975 | | Heating, Plumbing, A/C | 1711 | | Hobby, Toy, and Game Shops | 5945 | | Home Supply Warehouse Stores | 5200 | | Hospitals | 8062 | | Hotels, Motels, and Resorts | 7011 | | Household Appliance Stores | 5722 | | Industrial Supplies (Not Elsewhere Classified) | 5085 | | Information Retrieval Services | 7375 | | Insurance - Default | 6399 | | Insurance Underwriting, Premiums | 6300 | | Intra-Company Purchases | 9950 | | Jewelry Stores, Watches, Clocks, and Silverware Stores | 5944 | | Landscaping Services | 0780 | | Laundries | 7211 | | Laundry, Cleaning Services | 7210 | | Legal Services, Attorneys | 8111 | | Luggage and Leather Goods Stores | 5948 | | Lumber, Building Materials Stores | 5211 | | Manual Cash Disburse | 6010 | | Marinas, Service and Supplies | 4468 | | Marketplaces | 5262 | | Masonry, Stonework, and Plaster | 1740 | | Massage Parlors | 7297 | | Medical Services | 8099 | | Medical and Dental Labs | 8071 | | Medical, Dental, Ophthalmic, and Hospital Equipment and Supplies | 5047 | | Membership Organizations | 8699 | | Mens and Boys Clothing and Accessories Stores | 5611 | | Mens, Womens Clothing Stores | 5691 | | Metal Service Centers | 5051 | | Miscellaneous Apparel and Accessory Shops | 5699 | | Miscellaneous Auto Dealers | 5599 | | Miscellaneous Business Services | 7399 | | Miscellaneous Food Stores - Convenience Stores and Specialty Markets | 5499 | | Miscellaneous General Merchandise | 5399 | | Miscellaneous General Services | 7299 | | Miscellaneous Home Furnishing Specialty Stores | 5719 | | Miscellaneous Publishing and Printing | 2741 | | Miscellaneous Recreation Services | 7999 | | Miscellaneous Repair Shops | 7699 | | Miscellaneous Specialty Retail | 5999 | | Mobile Home Dealers | 5271 | | Motion Picture Theaters | 7832 | | Motor Freight Carriers and Trucking - Local and Long Distance, Moving and Storage Companies, and Local Delivery Services | 4214 | | Motor Homes Dealers | 5592 | | Motor Vehicle Supplies and New Parts | 5013 | | Motorcycle Shops and Dealers | 5571 | | Motorcycle Shops, Dealers | 5561 | | Music Stores-Musical Instruments, Pianos, and Sheet Music | 5733 | | News Dealers and Newsstands | 5994 | | Non-FI, Money Orders | 6051 | | Non-FI, Stored Value Card Purchase/Load | 6540 | | Nondurable Goods (Not Elsewhere Classified) | 5199 | | Nurseries, Lawn and Garden Supply Stores | 5261 | | Nursing/Personal Care | 8050 | | Office and Commercial Furniture | 5021 | | Opticians, Eyeglasses | 8043 | | Optometrists, Ophthalmologist | 8042 | | Orthopedic Goods - Prosthetic Devices | 5976 | | Osteopaths | 8031 | | Package Stores-Beer, Wine, and Liquor | 5921 | | Paints, Varnishes, and Supplies | 5198 | | Parking Lots, Garages | 7523 | | Passenger Railways | 4112 | | Pawn Shops | 5933 | | Pet Shops, Pet Food, and Supplies | 5995 | | Petroleum and Petroleum Products | 5172 | | Photo Developing | 7395 | | Photographic Studios | 7221 | | Photographic, Photocopy, Microfilm Equipment, and Supplies | 5044 | | Picture/Video Production | 7829 | | Piece Goods, Notions, and Other Dry Goods | 5131 | | Plumbing, Heating Equipment, and Supplies | 5074 | | Political Organizations | 8651 | | Postal Services - Government Only | 9402 | | Precious Stones and Metals, Watches and Jewelry | 5094 | | Professional Services | 8999 | | Public Warehousing and Storage - Farm Products, Refrigerated Goods, Household Goods, and Storage | 4225 | | Quick Copy, Repro, and Blueprint | 7338 | | Railroads | 4011 | | Real Estate Agents and Managers - Rentals | 6513 | | Record Stores | 5735 | | Recreational Vehicle Rentals | 7519 | | Religious Goods Stores | 5973 | | Religious Organizations | 8661 | | Roofing/Siding, Sheet Metal | 1761 | | Secretarial Support Services | 7339 | | Security Brokers/Dealers | 6211 | | Service Stations | 5541 | | Sewing, Needlework, Fabric, and Piece Goods Stores | 5949 | | Shoe Repair/Hat Cleaning | 7251 | | Shoe Stores | 5661 | | Small Appliance Repair | 7629 | | Snowmobile Dealers | 5598 | | Special Trade Services | 1799 | | Specialty Cleaning | 2842 | | Sporting Goods Stores | 5941 | | Sporting/Recreation Camps | 7032 | | Sports Clubs/Fields | 7941 | | Sports and Riding Apparel Stores | 5655 | | Stamp and Coin Stores | 5972 | | Stationary, Office Supplies, Printing and Writing Paper | 5111 | | Stationery Stores, Office, and School Supply Stores | 5943 | | Swimming Pools Sales | 5996 | | TUI Travel - Germany | 4723 | | Tailors, Alterations | 5697 | | Tax Payments - Government Agencies | 9311 | | Tax Preparation Services | 7276 | | Taxicabs/Limousines | 4121 | | Telecommunication Equipment and Telephone Sales | 4812 | | Telecommunication Services | 4814 | | Telegraph Services | 4821 | | Tent and Awning Shops | 5998 | | Testing Laboratories | 8734 | | Theatrical Ticket Agencies | 7922 | | Timeshares | 7012 | | Tire Retreading and Repair | 7534 | | Tolls/Bridge Fees | 4784 | | Tourist Attractions and Exhibits | 7991 | | Towing Services | 7549 | | Trailer Parks, Campgrounds | 7033 | | Transportation Services (Not Elsewhere Classified) | 4789 | | Travel Agencies, Tour Operators | 4722 | | Truck StopIteration | 7511 | | Truck/Utility Trailer Rentals | 7513 | | Typesetting, Plate Making, and Related Services | 2791 | | Typewriter Stores | 5978 | | U.S. Federal Government Agencies or Departments | 9405 | | Uniforms, Commercial Clothing | 5137 | | Used Merchandise and Secondhand Stores | 5931 | | Utilities | 4900 | | Variety Stores | 5331 | | Veterinary Services | 0742 | | Video Amusement Game Supplies | 7993 | | Video Game Arcades | 7994 | | Video Tape Rental Stores | 7841 | | Vocational/Trade Schools | 8249 | | Watch/Jewelry Repair | 7631 | | Welding Repair | 7692 | | Wholesale Clubs | 5300 | | Wig and Toupee Stores | 5698 | | Wires, Money Orders | 4829 | | Womens Accessory and Specialty Shops | 5631 | | Womens Ready-To-Wear Stores | 5621 | | Wrecking and Salvage Yards | 5935 |