> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.monite.com/v-2024-05-25/payments/index/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.monite.com/_mcp/server.

# Payments

## Overview

Monite offers an integrated payment solution for marketplaces, neobanks, and SaaS providers. Our API platform streamlines the payment onboarding process for your client <abbr title="small and medium-sized enterprises">SMEs</abbr> and provides a seamless payment experience with a variety of payment methods.

Key features:

* Securely accept and make online payments across the EU, UK, and US.
* Offer multiple [payment methods](./payment-methods), including credit and debit cards, bank transfers, and more.
* Integrate payments with [accounts payable](../accounts-payable/index) and [accounts receivable](../accounts-receivable/index) to drive automated reconciliation.
* Create secure [payment links](./payment-links) for invoices, payables (bills), and one-off payments.
* Include payment links in invoices.
* [Customize the look & feel](./payment-page-customization) of the payment page to align with your corporate branding.
* Track the payment status from initiation to settlement.

## Supported payment methods

#### [Payment methods](./payment-methods/)

See which payment methods are supported in different countries.

## Payments onboarding - KYC and KYB flows

Before an [entity](../entities/index) can accept or make payments, it must complete the KYC (know your client) and KYB (know your business) verifications.

#### [Payments onboarding](./onboarding/index)

Learn about the onboarding flow and the available ways to integrate the onboarding process into your applications.

## Accept payments

Check out our integration guides on accepting various payment methods:

#### [SEPA Credit](./accept/sepa-credit)

Cross-border and domestic payments in the EU and UK.

> **Note**
>
> [Other payment methods](./payment-methods) are also available to accept payments.

## Make payments

Check out our integration guides on bill pay and making payments:

#### [SEPA Credit](./make/sepa-credit)

Cross-border and domestic payments in the EU and UK.

## Payment links

Learn how to create and use secure payment links that can be shared with customers and included in outgoing invoices.

#### [Payment links](./payment-links)

Create secure payment links for customers to make online payments.

#### [Payment Web Component](./payment-web-component)

Embed the payment UI directly into your websites and applications.

#### [Payment page customization](./payment-page-customization)

Add your own logo and change the colors to match your branding.

## Testing

#### [Testing payments](./testing)

A list of test credentials to simulate payments in Monite's sandbox environment.