> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.monite.com/v-2024-05-25/payments/payment-methods/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.monite.com/_mcp/server.

# Payment methods

Monite enables entities to both receive and make payments. The supported payment methods vary by country and payment direction.

## 🇪🇺 EU \[#eu]

Entities based in the European Union can receive and make payments using the following payment methods.

| Get paid (via [payment links](./payment-links))                                                                                                                                             | Make payments (via [payment links](./payment-links))                      |
| ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------- |
| Apple PayCredit and debit cardsBancontactBLIKCartes BancaireEPSGiropayGoogle PayiDEALPrzelewy24[SEPA Credit](./accept/sepa-credit) via Open Banking experience (limited)\*SEPA Direct Debit | [SEPA Credit](./make/sepa-credit) via Open Banking experience (limited)\* |

\* Only for payers based in Austria BETA, Belgium, Germany, Ireland, Italy, and the Netherlands.

## 🇬🇧 UK \[#uk]

UK-based entities can receive and make payments using the following methods.

| Get paid (via [payment links](./payment-links))                                                                                                                                                  | Make payments (via [payment links](./payment-links))                    |
| ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | ----------------------------------------------------------------------- |
| Apple PayCredit and debit cardsBacs Direct DebitBancontactBLIKCartes BancaireEPSGiropayGoogle PayiDEALPrzelewy24[SEPA Credit](./accept/sepa-credit) via Open Banking experienceSEPA Direct Debit | [SEPA Credit](./make/sepa-credit) via Open Banking experience (limited) |

## 🇺🇸 US \[#us]

Entities in the United States can receive payments using the following methods.

| Get paid (via [payment links](./payment-links))                                                                                             | Make payments via |
| ------------------------------------------------------------------------------------------------------------------------------------------- | ----------------- |
| Credit and debit cards (Visa, Mastercard, American Express, Diners Club, Discover, JCB)ACH bank transferAffirm\*Apple PayGoogle PayKlarna\* | n/a               |

\* Only for B2C transactions.

## Payment method codes \[#codes]

In Monite API, payment methods are represented by the following codes:

| Name                   | Code                |
| ---------------------- | ------------------- |
| ACH (US only)          | `us_ach`            |
| Affirm (US only)       | `affirm`            |
| Apple Pay              | `card`              |
| Bacs Direct Debit      | `bacs_direct_debit` |
| Bancontact             | `bancontact`        |
| BLIK                   | `blik`              |
| Cartes Bancaire        | `card`              |
| Credit and debit cards | `card`              |
| EPS                    | `eps`               |
| Giropay                | `giropay`           |
| Google Pay             | `card`              |
| iDEAL                  | `ideal`             |
| Klarna (US only)       | `klarna`            |
| Przelewy24             | `p24`               |
| SEPA Credit            | `sepa_credit`       |
| SEPA Direct Debit      | `sepa_debit`        |