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# Set an entity's bank account as the default for its currency

POST https://api.sandbox.monite.com/v1/bank_accounts/{bank_account_id}/make_default

Set a bank account as the default for this entity per currency.

Reference: https://docs.monite.com/api/entity-bank-accounts/post-bank-accounts-id-make-default

## Authentication

- `Authorization` header (bearer token, required) — Bearer authentication of the form `Bearer <token>`, where token is your auth token.

## Servers

- `https://api.sandbox.monite.com/v1` (sandbox, default)
- `https://api.monite.com/v1` (eu_production)
- `https://us.api.monite.com/v1` (na_production)

## Request

### Path parameters

- `bank_account_id` (string, required)

### Headers

- `x-monite-version` (string, required)
- `x-monite-entity-id` (string, required) — The ID of the entity that owns the requested resource.

## Response

### 200

Successful Response

- `id` (string, required) — Unique ID of the bank account.
- `open_banking_verification_status` (enum, required) — Open banking verification status
  - Allowed values: `not_verified`, `verified`, `failed`, `expired`, `pending`, `not_applicable`
- `account_holder_name` (string, optional) — The name of the person or business that owns this bank account. Required in the following cases: * the account currency is GBP or USD, * the account currency is EUR and the entity wishes to receive SEPA Credit transfers to this account.
- `account_number` (string, optional) — The bank account number. Required if the account currency is GBP or USD. UK account numbers typically contain 8 digits. US bank account numbers contain 9 to 12 digits.
- `account_number_last4` (string, optional) — The last 4 digits of bank account number. Required if the account currency is GBP or USD and there is no information about the full account number.
- `bank_name` (string, optional) — The bank name.
- `bic` (string, optional) — The SWIFT/BIC code of the bank. Can be either 8 or 11 characters long. Monite verifies the BIC length, country code, and whether the structure conforms to ISO 9362. If `bic` is specified, `iban` must also be specified.
- `country` (enum, optional) — The country in which the bank account is registered, repsesented as a two-letter country code ([ISO 3166-1 alpha-2](https://en.wikipedia.org/wiki/ISO_3166-1_alpha-2)).
  - Allowed values: `AF`, `AX`, `AL`, `DZ`, `AS`, `AD`, `AO`, `AI`, `AQ`, `AG`, `AR`, `AM`, `AW`, `AU`, `AT`, `AZ`, `BS`, `BH`, `BD`, `BB`, `BY`, `BE`, `BZ`, `BJ`, `BM`, `BT`, `BO`, `BA`, `BW`, `BV`, `BR`, `IO`, `BN`, `BG`, `BF`, `BI`, `KH`, `CM`, `CA`, `IC`, `CV`, `KY`, `CF`, `EA`, `TD`, `CL`, `CN`, `CX`, `CC`, `CO`, `KM`, `CG`, `CD`, `CK`, `CR`, `CI`, `HR`, `CU`, `CY`, `CZ`, `DK`, `DJ`, `DM`, `DO`, `EC`, `EG`, `SV`, `GQ`, `ER`, `EE`, `SZ`, `ET`, `FK`, `FO`, `FJ`, `FI`, `FR`, `GF`, `PF`, `TF`, `GA`, `GM`, `GE`, `DE`, `GH`, `GI`, `GR`, `GL`, `GD`, `GP`, `GU`, `GT`, `GG`, `GN`, `GW`, `GY`, `HT`, `HM`, `VA`, `HN`, `HK`, `HU`, `IS`, `IN`, `ID`, `IR`, `IQ`, `IE`, `IM`, `IL`, `IT`, `JM`, `JP`, `JE`, `JO`, `KZ`, `KE`, `KI`, `KP`, `KR`, `KW`, `KG`, `LA`, `LV`, `LB`, `LS`, `LR`, `LY`, `LI`, `LT`, `LU`, `MO`, `MG`, `MW`, `MY`, `MV`, `ML`, `MT`, `MH`, `MQ`, `MR`, `MU`, `YT`, `MX`, `FM`, `MD`, `MC`, `MN`, `ME`, `MS`, `MA`, `MZ`, `MM`, `NA`, `NR`, `NP`, `NL`, `AN`, `NC`, `NZ`, `NI`, `NE`, `NG`, `NU`, `NF`, `MP`, `MK`, `NO`, `OM`, `PK`, `PW`, `PS`, `PA`, `PG`, `PY`, `PE`, `PH`, `PN`, `PL`, `PT`, `PR`, `QA`, `RE`, `RO`, `RU`, `RW`, `SH`, `KN`, `LC`, `PM`, `VC`, `WS`, `SM`, `ST`, `SA`, `SN`, `RS`, `SC`, `SL`, `SG`, `SK`, `SI`, `SB`, `SO`, `ZA`, `SS`, `GS`, `ES`, `LK`, `SD`, `SR`, `SJ`, `SE`, `CH`, `SY`, `TW`, `TJ`, `TZ`, `TH`, `TL`, `TG`, `TK`, `TO`, `TT`, `TN`, `TR`, `TM`, `TC`, `TV`, `UG`, `UA`, `AE`, `GB`, `US`, `UM`, `UY`, `UZ`, `VU`, `VE`, `VN`, `VG`, `VI`, `WF`, `EH`, `YE`, `ZM`, `ZW`, `BL`, `BQ`, `CW`, `MF`, `SX`
- `currency` (enum, optional) — The currency of the bank account, represented as a three-letter ISO [currency code](https://docs.monite.com/references/currencies).
  - Allowed values: `AED`, `AFN`, `ALL`, `AMD`, `ANG`, `AOA`, `ARS`, `AUD`, `AWG`, `AZN`, `BAM`, `BBD`, `BDT`, `BGN`, `BHD`, `BIF`, `BMD`, `BND`, `BOB`, `BRL`, `BSD`, `BTN`, `BWP`, `BYN`, `BZD`, `CAD`, `CDF`, `CHF`, `CLP`, `CNY`, `COP`, `CRC`, `CVE`, `CZK`, `DJF`, `DKK`, `DOP`, `DZD`, `EGP`, `ETB`, `EUR`, `FJD`, `FKP`, `GBP`, `GEL`, `GHS`, `GIP`, `GMD`, `GNF`, `GTQ`, `GYD`, `HKD`, `HNL`, `HTG`, `HUF`, `IDR`, `ILS`, `INR`, `IQD`, `ISK`, `JMD`, `JOD`, `JPY`, `KES`, `KGS`, `KHR`, `KMF`, `KRW`, `KWD`, `KYD`, `KZT`, `LAK`, `LBP`, `LKR`, `LRD`, `LSL`, `LYD`, `MAD`, `MDL`, `MGA`, `MKD`, `MMK`, `MNT`, `MOP`, `MUR`, `MVR`, `MWK`, `MXN`, `MYR`, `MZN`, `NAD`, `NGN`, `NIO`, `NOK`, `NPR`, `NZD`, `OMR`, `PAB`, `PEN`, `PGK`, `PHP`, `PKR`, `PLN`, `PYG`, `QAR`, `RON`, `RSD`, `RUB`, `RWF`, `SAR`, `SBD`, `SCR`, `SEK`, `SGD`, `SHP`, `SLE`, `SOS`, `SRD`, `SSP`, `SVC`, `SZL`, `THB`, `TJS`, `TMT`, `TND`, `TOP`, `TRY`, `TTD`, `TWD`, `TZS`, `UAH`, `UGX`, `USD`, `UYU`, `UZS`, `VND`, `VUV`, `WST`, `XAF`, `XCD`, `XOF`, `XPF`, `YER`, `ZAR`, `ZMW`
- `display_name` (string, optional) — User-defined name of this bank account, such as 'Primary account' or 'Savings account'.
- `iban` (string, optional) — The IBAN of the bank account, up to 34 characters. Required if the account currency is EUR. Monite verifies the IBAN length, checksum digits, and country-specific format according to ISO 13616.
- `is_default_for_currency` (boolean, optional, default: false) — Indicates whether this bank account is the default one for its currency.
- `open_banking_verification_error` (string, optional) — Last verification error message
- `routing_number` (string, optional) — The bank's routing transit number (RTN) or branch code. Required if the account currency is USD. US routing numbers consist of 9 digits.
- `sort_code` (string, optional) — The bank's sort code. Required if the account currency is GBP.
- `was_created_by_user_id` (string, optional) — ID of the entity user who added this bank account, or `null` if it was added using a partner access token.

## Errors

### 404 Post Bank Accounts ID Make Default Request Not Found Error

Not found

- `error` (ErrorSchema, required)

### 409 Post Bank Accounts ID Make Default Request Conflict Error

Business logic error

- `error` (ErrorSchema, required)

### 422 Post Bank Accounts ID Make Default Request Unprocessable Entity Error

Validation Error

- `detail` (list of ValidationError, optional)

### 500 Post Bank Accounts ID Make Default Request Internal Server Error

Internal Server Error

- `error` (ErrorSchema, required)

## Types

### ErrorSchema

- `message` (string, required)

### ValidationError

- `loc` (list of ValidationErrorLocItem, required)
- `msg` (string, required)
- `type` (string, required)

### ValidationErrorLocItem

## Examples

**Response**

```json
{
  "id": "id",
  "open_banking_verification_status": "not_verified",
  "account_holder_name": "Cayla Lloyd",
  "account_number": "12345678",
  "account_number_last4": "5678",
  "bank_name": "Deutsche Bank",
  "bic": "DEUTDEFFXXX",
  "country": "AF",
  "currency": "AED",
  "display_name": "Primary account",
  "iban": "DE74500700100100000900",
  "is_default_for_currency": true,
  "open_banking_verification_error": "open_banking_verification_error",
  "routing_number": "routing_number",
  "sort_code": "123456",
  "was_created_by_user_id": "was_created_by_user_id"
}
```

**SDK Code**

```python
import requests

url = "https://api.sandbox.monite.com/v1/bank_accounts/bank_account_id/make_default"

headers = {
    "x-monite-version": "2024-01-31",
    "x-monite-entity-id": "9d2b4c8f-2087-4738-ba91-7359683c49a4",
    "Authorization": "Bearer <token>"
}

response = requests.post(url, headers=headers)

print(response.json())
```

```javascript
const url = 'https://api.sandbox.monite.com/v1/bank_accounts/bank_account_id/make_default';
const options = {
  method: 'POST',
  headers: {
    'x-monite-version': '2024-01-31',
    'x-monite-entity-id': '9d2b4c8f-2087-4738-ba91-7359683c49a4',
    Authorization: 'Bearer <token>'
  }
};

try {
  const response = await fetch(url, options);
  const data = await response.json();
  console.log(data);
} catch (error) {
  console.error(error);
}
```

```go
package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://api.sandbox.monite.com/v1/bank_accounts/bank_account_id/make_default"

	req, _ := http.NewRequest("POST", url, nil)

	req.Header.Add("x-monite-version", "2024-01-31")
	req.Header.Add("x-monite-entity-id", "9d2b4c8f-2087-4738-ba91-7359683c49a4")
	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
```

```ruby
require 'uri'
require 'net/http'

url = URI("https://api.sandbox.monite.com/v1/bank_accounts/bank_account_id/make_default")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Post.new(url)
request["x-monite-version"] = '2024-01-31'
request["x-monite-entity-id"] = '9d2b4c8f-2087-4738-ba91-7359683c49a4'
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body
```

```java
import com.mashape.unirest.http.HttpResponse;
import com.mashape.unirest.http.Unirest;

HttpResponse<String> response = Unirest.post("https://api.sandbox.monite.com/v1/bank_accounts/bank_account_id/make_default")
  .header("x-monite-version", "2024-01-31")
  .header("x-monite-entity-id", "9d2b4c8f-2087-4738-ba91-7359683c49a4")
  .header("Authorization", "Bearer <token>")
  .asString();
```

```php
<?php
require_once('vendor/autoload.php');

$client = new \GuzzleHttp\Client();

$response = $client->request('POST', 'https://api.sandbox.monite.com/v1/bank_accounts/bank_account_id/make_default', [
  'headers' => [
    'Authorization' => 'Bearer <token>',
    'x-monite-entity-id' => '9d2b4c8f-2087-4738-ba91-7359683c49a4',
    'x-monite-version' => '2024-01-31',
  ],
]);

echo $response->getBody();
```

```csharp
using RestSharp;

var client = new RestClient("https://api.sandbox.monite.com/v1/bank_accounts/bank_account_id/make_default");
var request = new RestRequest(Method.POST);
request.AddHeader("x-monite-version", "2024-01-31");
request.AddHeader("x-monite-entity-id", "9d2b4c8f-2087-4738-ba91-7359683c49a4");
request.AddHeader("Authorization", "Bearer <token>");
IRestResponse response = client.Execute(request);
```

```swift
import Foundation

let headers = [
  "x-monite-version": "2024-01-31",
  "x-monite-entity-id": "9d2b4c8f-2087-4738-ba91-7359683c49a4",
  "Authorization": "Bearer <token>"
]

let request = NSMutableURLRequest(url: NSURL(string: "https://api.sandbox.monite.com/v1/bank_accounts/bank_account_id/make_default")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "POST"
request.allHTTPHeaderFields = headers

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error as Any)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
```