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# Payments

## Overview

Monite offers an integrated payment solution for marketplaces, neobanks, and SaaS providers. Our API platform streamlines the payment onboarding process for your client SMEs and provides a seamless payment experience with a variety of payment methods.

Key features:

* securely accept and make online payments across the EU, UK, and US,
* offer multiple payment methods, including credit and debit cards, bank transfers, and more,
* integrate payments with accounts payable and accounts receivable to drive automated reconciliation,
* create secure payment links for invoices, payables (bills), and one-off payments,
* include payment links in invoices,
* customize the look & feel of the payment page to align with your corporate branding,
* track the payment status from initiation to settlement.

## Supported payment methods

#### [Payment methods](./payment-methods/)

See which payment methods are supported in different countries.

## Payments onboarding - KYC and KYB flows

Before an entity can accept or make payments, it must complete the KYC (know your client) and KYB (know your business) verifications.

#### [Payments onboarding](./onboarding/index)

Learn about the onboarding flow and the available ways to integrate the onboarding process into your applications.

## Accept payments

Check out our integration guides on accepting various payment methods:

#### [SEPA Credit](./accept/sepa-credit)

Cross-border and domestic payments in the EU and UK.

> **Note**
>
> [Other payment methods](./payment-methods) are also available to accept payments.

## Make payments

Check out our integration guides on bill pay and making payments:

#### [SEPA Credit](./make/sepa-credit)

Cross-border and domestic payments in the EU and UK.

## Payment links

Learn how to create and use secure payment links that can be shared with customers and included in outgoing invoices.

#### [Payment links](./payment-links)

Create secure payment links for customers to make online payments.

#### [Payment Web Component](./payment-web-component)

Embed the payment UI directly into your websites and applications.

#### [Payment page customization](./payment-page-customization)

Add your own logo and change the colors to match your branding.

## Testing

#### [Testing payments](./testing)

A list of test credentials to simulate payments in Monite's sandbox environment.