Testing payments

Monite’s sandbox environment lets you test both successful and unsuccessful payments without making actual charges.

Overview

The sandbox version of the payment page provides a list of sandbox banks that you can use to simulate user consent and test both successful and declined payments.

The test bank accounts and credentials work only in the Sandbox environment and cannot be used in the Production environment.

SEPA Credit test credentials

Belfius Bank Sandbox

  • Payer country: Belgium
  • Account holder name: any
  • IBAN: any Belgium IBAN, for example, BE68539007547034
  • No bank login required, the payment is immediately initiated after user confirmation.

Fineco Sandbox

  • Payer country: Italy or Ireland
  • Account holder name: any name
  • IBAN: should match the payer country. For example, you can use IT31X0301503200000003517230 for Italy or IE29AIBK93115212345678 for Ireland.
  • Bank username and password: any

The Fineco bank sandbox contains a page with two buttons. Click Accetta (“accept”) to trigger successful payment, or Rifiuta (“refuse”) to reject the payment.

Fineco bank sandbox
Fineco bank sandbox

Depending on the selected option, you will see either the “payment initiated” or “payment error” screen. The status of the payment link and payment intent will be changed accordingly.

"Payment initiated" screen
"Payment initiated" screen

KBC Belgium Sandbox

  • Payer country: Belgium
  • Account holder name: any
  • IBAN: any Belgium IBAN, for example, BE68539007547034
  • No username and password required for bank login
  • In the bank, click either Authorize or Reject depending on how you want to handle the payment.

Modelo Sandbox

  • Payer country: UK
  • Bank username: mits
  • Bank password: mits

Natwest Bank Sandbox

  • Payer country: UK
  • Online banking login:
    • Customer number: 123456789012
    • When prompted to enter the PIN and Password, the page will display the values to enter above each text box.

SNS Bank Sandbox

  • Payer country: Netherlands
  • Selecting the SNS Bank immediately redirects to the bank sandbox, no login is required.
  • Click Geef toe stemming (Give permission) to accept the payment.