Payment methods

Supported payment methods

Monite supports the following payment methods:

Name	Type code	Payment direction	Description
ACH	`us_ach`	`send`	Bank-to-bank payments through the Automated Clearing House (ACH) network in the United States. Can be used only by US-based entities.
Bancontact	`bancontact`	`receive`	Bancontact is the most popular online payment method in Belgium.
BLIK	`blik`	`receive`	BLIK is Poland's most popular mobile payment system that allows users to make instant payments and withdraw cash using only the user's standard mobile banking app.
Card payments	`card`	`receive`	Payment via credit or debit cards.
Electronic Payment Standard	`eps`	`receive`	Electronic Payment Standard (EPS) is an Austrian online payment method that allows customers to perform online transactions using their bank credentials
Giropay	`giropay`	`receive`	Giropay is the official German payment method for online banking transactions.
iDEAL	`ideal`	`receive`	iDeal is the most popular payment method in the Netherlands.
Przelewy24	`p24`	`receive`	Przelewy24 is a common payment method in Poland.
SEPA Payments	`sepa_credit`	`send`, `receive`	Cashless payments in credit transfer via the Single Euro Payments Area (SEPA) system. Note: To use this payment method, the entity must have its default bank account in a country in the SEPA zone.
SEPA Direct Debit	`sepa_debit`	`receive`	Cashless payments in direct debit via the Single Euro Payments Area (SEPA) system.
SOFORT / Klarna	`sofort`	`receive`	SOFORT / Klarna is a popular online payment method in Europe, especially in Germany, Austria, Switzerland, and Belgium.

Get all available payment methods for an entity

To get the list of all payment methods that were enabled for a specific entity, call GET /entities/{entity_id}/payment_methods:

curl -X GET 'https://api.sandbox.monite.com/v1/entities/3fa85f64...3f66afa6/payment_methods' \
     -H 'X-Monite-Version: 2023-06-04' \
     -H 'X-Monite-Entity-Id: ENTITY_ID' \
     -H 'Authorization: Bearer YOUR_PARTNER_TOKEN'

The successful response returns the list of payment methods available for the specified entity. With all the available payment methods in hand, you can select which ones must be presented to the payer.

The example below lists all payment methods that Monite supports:

{
  "data": [
    {
      "name": "BLIK",
      "type": "blik",
      "status": "active",
      "direction": "receive"
    },
    {
      "name": "Bancontact",
      "type": "bancontact",
      "status": "inactive",
      "direction": "receive"
    },
    {
      "name": "Card payments",
      "type": "card",
      "status": "active",
      "direction": "receive"
    },
    {
      "name": "Electronic Payment Standard",
      "type": "eps",
      "status": "active",
      "direction": "receive"
    },
    {
      "name": "Giropay",
      "type": "giropay",
      "status": "inactive",
      "direction": "receive"
    },
    {
      "name": "iDEAL",
      "type": "ideal",
      "status": "active",
      "direction": "receive"
    },
    {
      "name": "Przelewy24",
      "type": "p24",
      "status": "active",
      "direction": "receive"
    },
    {
      "name": "SEPA Payments",
      "type": "sepa_credit",
      "direction": "receive"
    },
    {
      "name": "SEPA Direct Debit",
      "type": "sepa_debit",
      "direction": "receive"
    },
    {
      "name": "SOFORT",
      "type": "sofort",
      "status": "active",
      "direction": "receive"
    }
  ]
}